Attend and complete a motorcycle rider training course. Ducati Replacement Battery Chart. Honda introduced the first automatic motorcycle in 1976 , the CB750A. Get the motorbike insurance that’s right for you. Allstate is the best overall motorcycle insurance in Michigan. Harley-Davidson – Best for New Riders. Don’t forget to grab a disc lock reminder cable to help prevent the embarrassing 3mph spill if you try to ride away with your lock attached. 0 stars from over 1,000 customer reviews. The shed also has a panel vent system that prevents condensation build-up while letting fumes escape. They chose Geico, Progressive, State Farm, Dairyland and Erie as the best motorcycle insurance companies based on cost, coverage and reputation. Motorcycle insurance groups list. Customers can lower those rates even further through an impressive. co. GEICO – Cheapest Motorcycle Insurance With an average annual rate of about $340 for motorcycle insurance, GEICO is the cheapest provider on our list. Check your car insurance group today. Manage your American Modern Insurance Group ® policy online or speak to an agent for Assurant or American Modern Insurance Group. It is ideal for all bikers who also have a car, including riders with motoring or criminal convictions, and includes: Insurance for motorbike modifications. MCD compare motorcycle insurance prices from all the main UK motorbike insurers, providing hassle free, low cost insurance. 2 x f/2. Geico also has valuable specialty coverages — and it scored higher than the industry average in J. Whether you’re going for a cheap lead-acid battery, a better quality one, like a VRLA or AGM or whether you want to step into the future and buy. The company was founded in 1928 and services. There are always events planned throughout the year and they also have a dedicated online community available through social media platforms. Our team chooses Geico, Progressive, State Farm, Dairyland and Erie Insurance as the best motorcycle insurance companies based on cost, coverage and. Customers in nearly all states also receive a complimentary DNA+ Forensic Coding system that helps protect your bike from theft. 55 if paying by DD. You have to enter your bike’s registration, then fill out other details including its make, model, mileage and condition. The motorcycle insurance companies used in rate quoting were: Acuity, Allstate. Select a make and model from the list above to see the comprehensive coverage rating, the collision coverage rating, and the bodily. And to have even more affordable rates, we offer money-saving motorcycle. Most of the insurance comparison websites will offer you. In addition, smaller motorised two-wheelers with a displacement of 50cc or more are now required to have either ABS or a combined brake system fitted. Up to 25mph over the limit (40kph) and it’ll be a 135 Euro fine. Join the club - get a Motorcycle Insurance quote from AXA Ireland. However, recently the salvage code has been updated to move the focus. Motorcycle insurance, like auto insurance, can protect you when accidents happen. At Harley-Davidson Insurance Services, we provide that service as a trusted motorcycle insurance agency that knows all about the motorcycle lifestyle. Stolen motorcycle database BikersUnited has put together this great guide on the best scooter security measures. Motorcycle Replacement Cost Coverage is a vital aspect of insurance for riders seeking peace of mind. Representatives are available from 9 a. Compare Quotes. Overall Rating: 4. You can also check out the motorcycle insurance discounts we offer. In addition, USAA has some of the. EBC Brake Discs – Arguably the UK’s most popular motorcycle brake disc manufacturer. Markel – Best for Mechanical. Best for Liability-Only Coverage: Progressive. 7%. Allstate is more expensive. Harley-Davidson – Best for New Riders. Motorbike insurance, like other types of auto insurance, comes in three levels: Third-party. At Progressive, cruiser motorcycle insurance starts as low as $75/year. Prices as low as $6/mo. He then declared this to be the rate of one horsepower. Trackdudes offers bike test and track day events to suit all levels of riders across Europe and the UK. £499. Progressive's 5% discount for USAA members means you can expect to pay around $21 per month for full coverage. Accident forgiveness. Please contact Harley-Davidson Insurance Services at 800. The insurance includes $1,000 to cover your riding gear, custom chrome treatment, windshield, fairings, and other add-ons to your motorcycle. Claims and Reputation - 3 / 5. KTM 690 SMC R. Then, if your motorcycle is damaged or you hit someone or something else, you'll file a claim with your insurer. 93. WeBuyAnyBike. A standard motorcycle policy will typically cover: Bodily injury liability coverage. In most states, motorcycle riders are required by law to carry two forms of liability insurance: bodily injury and property damage liability coverage. Foremost: Best for Track Riders. What is motorcycle part exchange. Truth be told, Dairyland ® isn’t “cheap” motorcycle insurance—it’s affordable motorcycle insurance with plenty of value and cost savings. Lightweight and easily manoeuvrable, this is a great retro-looking motorcycle for the CBT rookies as well as experienced licence holders in search of a cheap ride. Property damage liability coverage. Progressive: Best for Accident Forgiveness. Fines, Bans and Confiscations. Motorcycle trailer coverage: If you have a trailer for your motorcycle, make sure to ask your motorcycle insurance company about coverage for your transport trailer. Slim, light, and friendly to ride, it can tackle the urban jungle as well as more challenging twisty roads. Price: £15,290. PC is an authorised agent of nib and receives commission from nib. All levels of rider are catered for, maximum 3 groups and numbers are strictly limited. Motorcycle (with or without sidecar) (TC17) Engine size (cc) 12 months rate. How do motorcycle insurance groups work? Most motorcycle insurers assign motorbike models to insurance groups from 1 to 17. Some dealers will also part-ex your used bike with another used bike they have in stock but. Most riders in Mississippi will find their best coverage with Progressive. Some might also cover the damage caused by theft or fire. is $60 per month, or $721 per year, but your rate depends on many factors, including where you live, the type of bike you ride and your age. Home. Safeco: Best for Discounts. Updated: Aug 07, 2023. Seat height: 780mm. Includes all the benefits above plus: €600 for stolen safety clothing. $50,000 for bodily injury per accident. Check out our list of the best 125cc scooters or see our list of every 125cc motorbike you can buy. 5 kW) Displacement: 125cc. S. Group 1: Group 11: Group 21: Group 31: Group 41: Group 2: Group 12: Group 22. How to store and protect your motorcycle this winter. Most major motorcycle insurance companies allow riders to compare quotes online. Go to site. You’ll also find money-saving motorcycle insurance discounts and experienced customer service and claims support. com will give you an instant valuation. you’re pretty much covered for everything. Liberty Insurance. USAA: Best for Military Members. (PC), a Suncorp Group company. Dairyland rates are generally very competitive, and they offer a number of discounts for motorcycle riders. 6 monthly instalments by direct debit. However if you want the best sound quality, build quality, talk time and functionality this is a great choice. Insurance: £400 on average for a comprehensive policy. You can always consider a maxi-scooter, like a Yamaha T-Max or Suzuki Burgman 650. Apr 10, 2023. Florida Highway Patrol investigates fatal motorcycle crash in Martin County. To file a claim, call 1-800-421-3535. Whether you're a hard-core motorcyclist or a weekend road warrior, GEICO ® Motorcycle insurance gives you big protection without a big price. Shopping for motorcycle insurance online in Ontario. Costs are highly dependent on the type of motorcycle you have (standard, sports or touring), the coverage you select and. Visit the coverage page for a full list of motorcycle insurance coverage options. If you are looking for motorbike insurance, you can ask your car or home insurance provider if they can help, or cut out the middleman and go straight to a company that specialises in motorcycle insurance. Harley-Davidson: Best for New Riders. Vehicle Excise Duty (VED), formally known as road tax, must be displayed on vehicles registered in the United Kingdom and is an annual fee. In the province of Alberta, the fines for not having mandatory insurance are between from $2,875 to $20,000. The average cost of motorcycle insurance in the U. Fortunately for Quaker State residents, Pennsylvania is considered a low-cost state with less expensive premiums than the national average based on Progressive’s pricing. Table of Contents Bigger, heavier but more powerful and faster than a 125cc, the range of A2 bikes is much broader than the. There are always events planned throughout the year and they also have a dedicated online community available through social media platforms. 5. Click the button above to start a quote online, speak with a local agent or call 1-877-669-6877. The Moto Guzzi Limited Company, with its headquarters in Mandello del Lario, was legally founded in Genoa on 15th March 1921. Where to find motorbike insurance in Ireland. To get an A1 licence, you need a current CBT certificate, and to pass both the motorcycle theory test and a two-part practical test. Michael Padway uses his expertise in personal injury and motorcycle accidents to represent a broad spectrum of clients dealing with life-changing and permanent injuries for the first time. EST on weekdays. Well-known brands like MoneySupermarket actually use the quoting software provided by The Bike Insurer, so you might as well go direct. You may choose to purchase additional coverage, but you must at least have the Tennessee required minimum motorcycle insurance requirements. Motorcycle insurance is normally cheaper than auto insurance. BikerRated’s best small Adventure bikes. We've listed the make and model of bike, its engine capacity and production years, so that you can be double-sure you're ordering the right filter. It’s critical to carefully read your motorcycle insurance policy to understand the extent of coverage provided for passengers. Essentially most scooters over 200cc classify as a maxi scooter. It's important to shop around for affordable motorcycle insurance quotes. We don’t require any personal information and nothing you enter is passed on to any insurance companies. BMW C Evolution. Service Contracts and other specialized coverage is. Just enter a few details about yourself and your bike, and you'll be able to find the cheapest policy available. Motorcycle insurance groups range from 1 to 17 for a majority of insurers. Liberty Mutual provides all the basic coverage options you can think of: collision, comprehensive, liability, etc. Allstate: Best Overall. Best for military families: USAA. Braaaap. If it’s cold or wet you’ll probably spend the trip wearing your motorcycle jacket, even when you’re off the bike, so that’s why a decent quality one is well worth having. Those wanting to insure a car as well can take advantage of their 6 wheel insurance for bike and car and could save you up to £100. *51% of consumers who received a. After the Hondamatic, for 30 years, automatic motorcycles were almost non-existent. Motorcycle insurance can cost anywhere from $85 to $2,000 per year or more. Principal Insurance. All of our policies insure individuals for personal and recreational use only. Best Insurance Companies for Motorcycles. Tailor your cover to meet your needs. Markel – Best for Mechanical Breakdown Coverage. Where to find cheap motorcycle insurance in California. We've then listed the part number for two of the most popular aftermarket oil filter brands: K&N and. 7K @ 30fps – 4K @ 30fps – 3K@ 60fps. 30% of our motorbike insurance customers pay less than £100; with 68% paying less than £200 (based on June 2023 data of 99,628 total motorbike insurance premiums not including optional extras). The licence itself comes in the form of a credit card sized photo card which must be kept with you. IntroWe've created this motorcycle oil filter lookup guide, to help you quickly find the right oil filter for your bike. Progressive – Best for Accident Forgiveness. Registered as a limited company in England and Wales No 3279177. Ride on with the right motorcycle insurance. Once you've designed your policy, save even more with. If you're looking for the best motorcycle insurance in Arizona or just the best deal, our customized policies are a great starting point. 13. Esurance truly shines in its ease of use, with its user-friendly online platform giving customers a quick and painless. Our team was quoted $730 a year or $60. His offices are. Click the button above to start a quote online, speak with a local agent or call 1-877-669-6877. It also pays for your legal defense if someone involved in the accident sues you. Take out a motorbike insurance policy through Principal insurance by calling us now on 0818 945 950. Best. There are 19 motorcycle insurance groups and most A2 motorcycles and scooters will be around Group 10 whereas a powerful superbike will be group 19. There is no reliable free motorcycle valuation tool but there is one UK-based website that offers an instant valuation. Our Top Picks for the Best Motorcycle Insurance Companies. Because of their exceptionally high scores in every category, Progressive is our pick for best motorcycle insurance overall, with a total score of 97 out of 100. An additional premium would be required. Here at The Zebra, we work with Liberty Mutual,. Buy online for instant cover! Toggle navigation Get a Quote. You may choose to purchase additional coverage, but you must at least have the Tennessee required minimum motorcycle insurance requirements. KTM 1290 Super Duke GT. One of the lightest A2 sportsbikes out there, it’s also surprisingly comfortable thanks to its relatively low seat. on Saturday, Eastern time. Allstate is more expensive. (702) 382-4010. Progressive is the #1 motorcycle insurer in the country, and the proof is in the protection. for 50cc bike insurance [4] £1,141/year £95. Then, over the. The lower your insurance group number, the less. Once again, motorcycle insurance policies are all about assessing your risk tolerance to ensure that you have adequate insurance protection for your type of riding. The best option for group 2+ motorcycles and drivers with a full, clean class A licence, and 2+ years No Claims Discount. General advice does not take into account your. We've then listed the part number for two of the most popular aftermarket oil filter brands: K&N and. Veterans, military personnel and their qualifying family members have a great option available to them when it comes to finding the best motorcycle insurance. We offer high coverage limits to meet your needs. Learn more about motorcycle insurance cost. Why Geico stands out above the rest: Geico provides coverage for the wide selection of motorcycles on the market and offers discounts that can reduce insurance costs. 3 Munich Re Group Motorcycle Insurance Market Share (2018-2022) 8. Homeowners insurance. Foremost – Best for Track Riders. We’ll instantly show you your quote and send you a copy for your records. But the cheapest company isn't always the best choice. We are renowned for achieving world record prices and for our industry leading catalog marketing. The full-day course is £225 with blocks of training for small groups of 3 to 4 riders. m. Waterproof motorcycle phone holders. Max power output: 11. Simply enter your details and get your sport motorcycle insured for as little as $12. From its inaugural season in 1949 to the present day, MotoGP has been pushing the limits of motorcycle technology and the world’s most talented motorcycle racers, for over 60 years. Get an Online Quote. It protects riders and bikes in six critical ways: To get a motorcycle insurance quote, call us at 1-877-669-6877, click Start your quote above or find a local agent. When it comes to the best MotoGP books, there are literally tens to choose from, almost. Do you know roughly what you’ll need to budget to insure your 125cc motorbike? We’ve created a motorcycle insurance estimator that asks no personal questions and takes just 1 minute to fill out. KTM 790 Adventure R. for bike insurance[1] £758/year £63. Brembo Brake Discs – Quality high-end discs that are fitted to most superbikes. COMPARE QUOTES. Customer Support: 800-543-5225. Foremost: Best for Track Riders. Learn more about motorcycle insurance cost. , Ste 668, San Francisco, CA 94104 and at 3140 Chapman St. You can also buy tax for a 6-month period at £34. This motorcycle battery finder will help you select the right battery for your motorcycle. As you’ll see below, your costs will vary depending on your state and the coverage. m. Whether you’re going for a cheap lead-acid battery, a better quality one, like a VRLA or AGM or whether you want to step into the future and buy. Pros and cons. uk. If your motorcycle is over 600cc, the tax bracket is £85 for 12 months, £89. Best overall: Geico. Just enter a few details about yourself and your bike, and you'll be able to find the cheapest policy available. 888. Call the police. 0. That's 23% more expensive than the average rate in Virginia and $6 less costly than the second. Our team chooses Geico, Progressive, State Farm, Dairyland and Erie Insurance as the best motorcycle insurance companies based on cost, coverage and reputation. for 125cc bike insurance [3] £498/year £41. Average moped insurance costs vary, depending on the age and location of the rider. All good things come to an end even though, when you sign your motorcycle PCP agreement, you’re probably only thinking of the good things that are about to get going. Street cycles, commuter bikes, cruisers, touring bikes, dirt bikes, and more—if you live in New Jersey, chances are we cover what you ride. Motorcycle insurance was designed to protect your bike…and you. From PCP deals to new motorcycles on 0% finance and pre-registered discounts. AFFORDABLE Insurance for Your Motorcycle from AAMI. 5/5. Harley-Davidson: $232 per year. Well Link Insurance (General Insurance) Motorcycle Insurance. Best for bundling: Geico Best for discounts: Harley-Davidson Insurance Best overall State Farm Motorcycle Insurance Learn More Cost The best way to estimate. Ready To Ride On The Roads? The Motorcycle CBT ExplainedIf you are just starting out as a new rider, you will need to undertake a CBT – Compulsory Basic Training. Missouri Average annual cost of motorcycle insurance in MO is $496. At Progressive, cruiser motorcycle insurance starts as low as $75/year. 43/month. It provides you with cover for one day, which is usually a period of 24 hours. Our customizable policies ensure that you get the coverage you want at a price you can afford. com. Harley-Davidson has the best rates for motorcycle insurance in Georgia, with an average of just $21 per month. Motorcycle insurance in Malaysia provides a number of different benefits, including coverage for bodily injury or death inflicted on third parties in case you’re involved with an accident while riding your bike. Motorcycle insurance, like car insurance, is an insurance policy that can, depending on the type of cover you choose, provide you with cover for your bike against accidental damage to other people’s property, harm caused to other people, theft, fire or damage to your own bike. Where you live will have a notable effect on what you pay for insurance, so we looked at which cities have higher or lower rates for full coverage in Connecticut. 13/month. Where to find cheap motorcycle insurance in Arizona. If you buy three checks, it’s just £29. We’ve put together a list of all the insurance groups for every motorcycle available for sale in the UK. Enter your zip code. We've then listed the part number for two of the most popular aftermarket oil filter brands: K&N and. This training course is, as the name suggests, imperative for anyone wishing to safely and legally ride a moped, scooter or motorcycle in the UK. Experience in providing coverage to diverse rider groups. However us bikers are funny. Getting a quote from Harley-Davidson. $50,000 for bodily injury liability or death to two or more people. Do compare them before purchasing one. You can go directly to an insurance provider or use a broker who will get quotes from a panel of insurers. Farmers Insurance Group received an at-average score in J. To build your policy, start with the minimum liability coverage required where you live. Call your insurance company. Coverage for customized motorcycle parts would protect your after-market purchases. There are 19 motorcycle insurance groups and most A2 motorcycles and scooters will be around Group 10 whereas a powerful superbike will be group 19. When you’re comparing motorbikes during the buying process, it’s worth thinking about how much they would cost to insure and what the cheapest. Harley-Davidson: Best for New Riders. Generally, most bikes in the UK will be classified between groups three and 17. S. Where to find cheap motorcycle insurance in New York. The image above shows their 100pc range, which costs around £125. 7 score. The average cost of motorcycle insurance is about $1,600, but it fluctuates based on a number of factors. Principal Insurance is a specialist broker and works with a. See moreMotorcycle insurance groups list. Farmers is the smart choice for motorcycle insurance coverage. We also offer Roadside Assistance as an option for NY motorcycle insurance customers. Bikers that aren't eligible for USAA should consider Geico and Nationwide. Progressive: Best for Accident Forgiveness. Motorcycle insurance from Progressive costs $638 per year, which is 22% cheaper than the state average. Representatives can also provide you with a no-obligation quote, set up your policy, or make changes to your policy. 65 for vehicles older than three years. 4 / 5 (Excellent) Consumers can rest easy knowing that State Farm's motorcycle insurance will be able to lend them a hand given the company's strong financial ratings and extensive coverage options. Harley-Davidson – Best for New Riders. General Motorcycle Insurance and ATV/Off-Road Vehicle Insurance Coverage Options for New Jersey. Bennetts was the first bike insurance broker to. Best for Track Riders: Foremost. Stolen motorcycle database BikersUnited has put together this great guide on the best scooter security measures. It also covers a wide array of vehicles, from scooters to high-performance and vintage bikes. A few years ago, Lithium batteries were. Learn more about Nationwide motorcycle insurance and get a motorcycle insurance quote today. Pretty much everything you’ll ever need for any motorcycle maintenance job. This type of bike, such as the Kawasaki KX250, is typically used for dirt race or freestyle off-road riding. After a few years, a motorcycle’s depreciation curve tends to flatten off. Score: 97. Table of Contents. ©2023 GEICO. Motorcycle Insurance Estimator. Because of their exceptionally high scores in every category, Progressive is our pick for best motorcycle insurance overall, with a total score of 97 out of 100. Like the names suggest, these cover any injuries to others or damage to their vehicle. Discounts available for having a claims-free driving record, for insuring more than one bike with the. 1 / 5 (Excellent) Esurance provides a truly comprehensive variety of standard and optional coverage items. Ontario motorcycle insurance. Offering renowned Japanese reliability, Kawasaki’s Ninja 400 is another A2-friendly pocket sportsbike. A full coverage motorcycle insurance policy from Progressive costs around $23 per month, which is 32% cheaper than average. Buying your next motorbike on finance means that you are able to afford a newer, faster and more reliable bike than just using your savings alone. While the SMX-1R takes our best pick, we also rate the RST TracTech Evo 3 Short boots which are slightly cheaper. Give us a call at 866-324-7952 to get started. We're here to help. 5 See full list on progressive. We ensure all types of motorcycles, from standard to custom-built, dual-purpose, cruisers, off-road bikes, and scooters. Summary of Money’s Best Motorcycle Insurance Companies of 2022. by MoneyGeek. Best Motorcycle Insurance. Royal Enfield Himalayan. JD Power ranked Intact insurance based on customer satisfaction as the seventh best insurance company in Alberta with 2 stars, second in Atlantic Canada with 4 stars, eigth in Ontario with 3 stars, and ninth in Quebec with 3 stars. Take out a motorbike insurance policy through Principal insurance by calling us now on 0818 945 950. IntroWe've created this motorcycle oil filter lookup guide, to help you quickly find the right oil filter for your bike. Beyond the savings, you’ll enjoy 24-hour roadside assistance, 24-hour claims service, exceptional customer service. Where to find motorbike insurance in Ireland. This includes travel protection with your motorcycle insurance policy in the event of loss or damage from an insured peril when. By insuring your motorcycle with GEICO, you may be eligible for many discounts that could significantly lower your insurance premium. So, even if your bike is fine and you feel OK, you must stay there until the police have arrived. Riders with a history of safe riding will find that Budget Direct's motorcycle insurance will provide them with the cheapest rates. The average cost of motorcycle insurance in South Carolina for full coverage policies is around $360 per year or $30 per month — this is 0. Advertisement. Riders in Glendale pay the highest rate in the state, at $65 per month. 3. $25/mo. We know motorcycles, we know the people who ride them, and we do our best to get motorcycle riders from across Ontario out on the road with the coverage they want and need at an affordable cost. Simple and Easy to get a cover! Customised and flexible motorcycles insurance. Nationwide policies cover motorcycles including cruisers, trikes, sport bikes, scooters, mopeds and more. Affordable options for high-risk motorcycle insurance. Standard homeowner’s or tenant’s insurance policies typically cover bike theft/loss up to $1,000-$5,000, and this protection extends to when you’re traveling. m. However, fully comprehensive will cover you under many more. Harley-Davidson: Best for New Riders. All 50 states. July 23, 2020 Automotive. You have the option to increase coverage to exceed the standard limit. Let us be your resource for all things motorcycle insurance. Markel – Best for Mechanical Breakdown Coverage. Policies, coverages, benefits, and discounts are not available in all states. 13. If your insurer covers your claim. The average cost of motorcycle insurance is $364 (full coverage 50/100/25) per year. Honda CBF125. Kawasaki. Various UK locations | 020 7468 8238. Welcome to MCN Compare’s insurance by bike type page, brought to you by the biking experts of Motorcycle News and the MCN Compare Insurance Team. Best for Track Riders: Foremost. Honda CBR125R. 81. Nationwide – Best. Progressive is the nation's most popular motorcycle insurance, covering nearly one-third of all insured riders in the country. Insurance group for A2 motorcycles. They can range based on the scale that the insurer uses, be this 1 – 17, 3 – 17, 1 – 22, 3 – 50 etc. Or, if you prefer, call us at (800) 861-8380 and let one of our insurance professionals explain the car insurance discounts and other savings you'll enjoy with GEICO. Two of these options, the Oxford Cliqr and the Ultimateaddons mounts also come with waterproof cases which allow you to keep. C. All Victory motorcycles can use gasoline that has been blended with up to 10% ethanol (E10). Max power output: 33kW. The folks over at MarketWatch Guides recently looked into motorcycle insurance companies to find the best. Call 866-443-3012 for help. A $500 deductible waiver on Other Than Collision coverage is available for motorcycles with an approved stolen vehicle recovery system installed, including LoJack ® systems. Registered office. So, we've decided to put together this list of all the available insurance companies (that we're aware of, accurate at June 2017) Can I get a motorcycle insurance quote online? It’s annoying but they typically don’t quote online so you’ll need to get on the phones. Claims: 800-543-5225. Honda manufactures a wide variety of motorcycle models, from Grand Prix racing bikes to small city scooters. In order to purchase a policy, you’ll also need to know your motorcycle’s vehicle identification number (VIN). Unfortunately, due to a high number of thefts in recent years, scooter insurance groups are climbing but generally speaking, scooters are cheaper to insure than motorcycles. It’s a comprehensive bit of kit and includes a 1/4″, 3/8″ and 1/2″ drive, alongside plug sockets, universal joints and a wobble bar. However it isn’t our top pick,but that’s because it’s around £300. Our vote goes for the HPI check as it’s the original and in our opinion, the best. Motorcycle insurance groups range. This list of car insurance companies covers the top 25 providers by size with annual cost averages, as well as a deeper analysis of the top 10 insurance companies.